Your first home can cost less!

Avail subsidy benefits under Pradhan Mantri Awas Yojana Save up to ₹2.67 lakhs*

Highlights

  • Applicable for new / resale purchase of home, construction loan for EWS / LIG / MIG
  • Applicable for extension / improvement to existing dwelling for EWS / LIG
  • Longer tenure for subsidy benefit calculations - up to 20 years

Eligibility Criteria

  • Household annual income must be up to ₹18 lacs
  • Must be first house ownership (for family)
  • Female property ownership mandatory for EWS / LIG
  • Total loan amount and tenure can be higher, but subsidy will be limited to calculations worked up to the limits in the table below
  • Carpet area norms to be met as per table below
Scheme Segement Annual House hold Income Loan Amount qualified for subsidy Rate of Subsidy Carpet Area of Dwelling Unit Max Tenure(restricted to actual loan tenure) Disccounting Rate Scheme Validity
CLSS for EWS / LIG EWS Upto ₹ 3.00 Lacs 6.00 lacs 6.50% 30 sq. Mts 20 yrs 9.00% 31/03/2022
CLSS for EWS / LIG LIG ₹ 3.01 Lacs to 6.00 Lacs 6.00 Lacs 6.50% 60 sq. Mts 20 yrs 9.00% 31/03/2022
CLSS for EWS / MIG MIG - I ₹ 6.01 Lacs to 12.00 Lacs 9.00 Lacs 4.00% 90 sq. Mts 20 yrs 9.00% 31/12/2017
CLSS for EWS / MIG MIG - II ₹ 12.01 Lacs to 18.00 Lacs 12.00 Lacs 3.00% 110 sq. Mts 20 yrs 9.00% 31/12/2017

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