Through MALA product, AHFCL offers small ticket loans with maximum size up to Rs.12 lakhs to target working women, both salaried and self-employed in low income segment towards the purchase of affordable housing units

Loan Amount

Minimum: 2 Lakhs
Maximum: 12 Lakhs

Loan Tenure

Minimum: 5 years
Maximum: 20 years

Interest Rate

AHFCL RPLR: 18.20%
Customer Type Interest Rate RPLR minus Spread
Salaried & Self Employed 10.00% to 13.00% 8.20 % to 5.20 %

Processing Fees

Sr. No. Fees / Charges Type Description
1. Non-refundable Processing fees: Rs. 5,700 /- (Rupees Five Thousand Seven Hundred only) The processing fee is a onetime non-refundable fee, and is collected by AHFCL for the purpose of appraising the application for the Loan and the same are independent of the outcome/result of such appraisal. Please note that the processing fees is payable at the time of submitting Application Form, duly filled in by way of cheque/Demand Draft favouring AHFCL and /or such other mode as may be acceptable to the Company.
2. Total Processing Fees (Inclusive of the non – refundable amount) 1-2% of the sanction amount plus applicable taxes and/ or other statutory levies