My dream home, finally a reality!
I always thought that as a salaried employee I would easily get a home loan, however, I was unable to get a loan, on my terms, from most nationalised banks.
A friend of mine asked me to visit the Aspire office, which to my surprise, worked in my favour! When I met them, the process they explained to me was quite simple, and hassle free. Their executives addressed all my queries in detail, and soon my loan of Rs. 9.8 lakhs was sanctioned. They also helped me avail a subsidy of Rs. 2.17 lakhs under PMAY, significantly reducing my loan tenure
I doubt that any other organisation or bank could have given me better services. Today, if anyone talks to me about a home loan, my first answer to them is that they must visit the Aspire Home Finance office immediately.Ganesh Vichare Ratnagiri , Maharashtra
Building a Dream
I had been living in a ‘kuchha’ house with my wife and 2 children. My poor education led me to take up the profession as an Auto-rickshaw driver.
Knowing there is no future without education, I didn’t want my children to suffer the same fate as mine. However, our house wasn’t big enough for my children to study and grow. Despite many efforts, I was unable to get a loan to get a home that was big enough for us.
One day, at a workshop in our area by Aspire Home Finance, we got to know the process of applying for a hassle free loan. I was however, doubtful if I could get a loan as my only income was through the auto rickshaw. To our joy, Aspire helped us in getting a loan of Rs. 9.24 lakhs and also provided us CLSS subsidy of Rs. 2.14 lakhs under Pradhan Mantri Awas Yojna (PMAY). Today, my children have the right environment at home, to help them build a better future.Prakash Patil Kolhapur , Maharashtra
Living rent free!
Living on rent was beginning to take a heavy toll, both on my income & my freedom. Saving money was hard to come by. With all the meagre savings I could amass, I decided to pursue my dream of my own home. However, it wasn’t enough to get my own home, and with my limited knowledge, even more difficult to get a loan! The developers who I had contacted for the apartment directed me to Aspire Home Finance and even introduced me to one of their executives.
The executive guided me through the entire loan application process, explaining each and every detail in the most simple & elaborate manner. Thanks to Aspire, we finally were ‘rent free’!Mangesh Laxman Jadhav Thane , Maharashtra
Building a Dream
For as long as I can remember, I have always wanted to buy a house of my own. My business as a contractor fetched me a decent income, which prompted me to explore the idea of taking a home loan. But given my situation, nobody was willing to trust me with a loan, as the business was mainly cash dealings with no concrete documentation. Just as hope was fading, a friend of mine introduced me to Aspire Home Finance.
After verification, I was immediately granted a loan of Rs. 7.31 lakh. And the entire process happened in a totally quick and hassle-free manner. To my joy Aspire team also helped me in availing PMAY subsidy of Rs. 2.14 lakh thus helping me in reducing my tenure.Vijay Laxman Bhosale Satara , Maharashtra
Dream Come True
"Living in a rented accommodation was a huge financial burden for our family. Somehow I managed to save enough money to build a home for my family. For this I have applied for loan in many organizations but my application for a home loan was rejected by several organisations, and my frustration grew."
"When the Aspire Home Finance team came to our area for a camp, I contacted their Relationship Manager. They examined my intentions while judging my capacity to repay the loan. Within just five days of submitting all the required documents, my loan was successfully processed. I received my cheque, and we were able to build our dream house. To our joy, we even got Subsidy of Rs.2.15 Lacs under PMAY scheme deducting my tenure from 240 months to 125 months because of which I saved money in repayment and interest." Today, we are no longer at the mercy of a landlord, and live in our own home. A long cherished dream has been fulfilled at last."Aniket Naresh Malap Chakan , Maharashtra
Customer Satisfaction Is Priceless
I used to run a small Nursery Plantation selling small plants and flowers in Ulhasnagar, Mumbai. To increase my sales, I began approaching building premises and offices in the vicinity. That is how I first came in contact with Aspire Home Finance. After starting a business in Ulhasnagar, I decided to purchase a house for my family. The property I liked was valued at Rs.15 lakhs, but I knew I would have to take a loan for at least half the amount. Finally, I managed to save Rs.5 lakhs, but still needed funds to pay the balance. When I tried for a loan, not a single bank was willing to help, as I didn’t have proof of a regular income.
I then turned to Aspire and decided to give my luck a chance. Despite bare minimum documentation, they granted my loan application. They also guided me through the entire process, making my life a lot easier. I received Rs.10 lakhs, using which I started building my house and was also eligible for PMAY Scheme through which I received a subsidy of Rs.1.42 lakhs, thus reducing my tenure to 176 months from 240 months.Radhamohan Sahani Mumbai , Maharashtra
A HOME LOAN THAT FITS JUST RIGHT
Malanbi Shaikh aged 50 was one of the Beedi Kamgar workers, who was looking for own home since so many years. She was residing in rented premises with her son who is an Auto Driver. The Beedi kamgar Gruhnirman Sanstha incorporated in the year 2007 in Bhiwandi & started to build homes for their workers. The Sanstha have applied to many financial institutions for funding to construct the homes for employees but they have not got any positive response due to kind of Non Professional business.
Aspire takes the initiative for funding to this Project. After 8 years Malanbi’s dream comes true and was sanctioned a loan amount of Rs. 3,24,097/-. Adding to her dreams she even got Pradhan Mantri Awas Yojna (PMAY) Subsidy of Rs. 1,16,401/- reducing her loan tenure from 180 months to 89 months. She is very thankful to Aspire & MALA team for getting such a kind & delightful customer serviceMalanbi Shaikh (Beedi Kamgar) Mumbai , Maharashtra
BREAD WINNER TO HOME OWNER
In the middle of the city in Mumbai’s bustling streets is Munna Prasad. With only primary school education, Munna Prasad set up his own sandwich stall in a busy in busy commercial market place in Andheri East.
Munna currently lives with his wife and 2 children near Mahakali Caves, Andheri. He works for long hours to earn enough money to raise and educate both his sons and meet all his domestic expenses.
With his business flourishing and children enrolled in school, Munna Prasad was ready to take the next steps in securing his and his family’s future-HOME. With the help of AHFCL, Munna Prasad can now also proudly count himself among Mumbai’s newest home owners. For him, a home loan has been the best invention since sliced bread!Munna Prasad Gupta (Proprietor) Mumbai , Maharashtra
SCULPTING A DREAM
Virendra a resisdent of Ahmedabad is involved in tailoring business from years down the line. He used to stay in a rented apartment from last 25 years, due to which he was changing his apartment after every couple of years. He always dreamed of owning a home close to his relatives, for which he approached many financial institutions. But due to lack of proper documentation he faced rejection from all the banks.
But one day a member of Aspire Team visited his shop understood the problem Virendra was facing. Aspire Team helped him understanding the loan eligibility criteria and the benefits under Pradhan Mantri Awas Yojna (PMAY) scheme. The loan was sanctioned within a week and also helped him in saving money and buying a home near to his relatives.
Needless to say he has not only been able to dream of his own home but also create it!Virendra Rathod (Tailor) Ahmedabad , Gujarat