Jitendra Kumar – Surat

Located in the middle of a busy commercial street of Surat, Jitendra Kumar’s Punjab Nasata Center is packed with an assortment of delicious food. Standing in the kitchen where he spends most of his day, Jitendra Kumar explains how he started his business after pooling in all his savings. Jitendra Kumar currently stays with his wife & children. His wife also runs her own beauty parlor. And together they cover all their expenses and are building their new home. Jitendra Kumar’s decision to start his own business has paid off as he now has enough savings as he now has enough savings & a steady income to finance the loan he has taken from AHFCL to buy himself a new apartment. Now a proud home owner, Jitendra Kumar is now focused on providing a comfortable future for his family, with a home of their own to spend in it.

Umesh Mohite – Panvel

Umesh Mohite, after finishing his Bachelors in Fine Arts (BFA) set up his own business under the name ‘M/s Umesh Chitrakala Mandir’. After creating sculptors, idols and paintings for over 10 years now, his business has gained high reputation among the locals. And also serves extensive list of customers apart from regular walk-ins. Umesh Mohite currently stays with his mother, wife and 2 children. And he is able to earn stable income of 30000 to support them all. Umesh has been able to fulfil his and his family long cherished dream by purchasing a new 700 sq. ft. flat in Dombivali with the help of AHFCL. He hopes to move there with his family very soon.

Munna Prasad – Mumbai

In the middle of the city in Mumbai’s bustling streets is Munna Prasad. With only primary school education, Munna Prasad set up his own sandwich stall. Moving across different ends of city, Munna was finally able to acquire all licenses to start his business with the name of ‘Hari Om Sandwich Stall’ His income grew and Munna Prasad today earns a steady monthly income. Munna’s sandwich stall is located since 5 years in busy commercial market place in Andheri East. Munna Prasad currently lives with his wife and 2 children near Mahakali Caves, Andheri. Munna Prasad works long hours to earn enough money to raise and educate both his sons and meet all his domestic expenses. With his flourishing business and children enrolled in school, Munna Prasad now felt ready to fulfil his long cherished dream of owning a home. With the help of AHFCL, Munna Prasad can now also proudly count himself among Mumbai’s newest home owners.

Shrilal Pabbar Gupta

At an early age, Shrilal Pabbar Gupta had high aspirations and was in search of a better life. Now approaching his 50th birthday, Shrilal Gupta finally feels that he has found it. After completing his education, Shrilal Gupta started his business of selling Dabeli & Seasonal fruits. The applicant has been in this business since past 11 years now. With his business securely in place, Shrilal Gupta decied to take another big step: And finally bought a new home for his family.

Umesh Mandal – Surat

This is the story of Mr. Umesh Mandal from Surat. Mr. Umesh Mandal has been in tailoring business since past decade. He has been running this business with his wife in a rented premises and stays with his family in the adjoining room. Due to the couple’s regular saving habits, they managed to save a decent amount in the bank. His dream for a home ended when they were able to zero in on a flat in a newly constructed affordable housing project. The savings, however, were not enough and hence Mr. Umesh was looking out for finance towards the purchase of his dream home. AHFCL team at Surat was quick to identify the requirements of Mandal family and post carrying out the required due diligence, the team promptly provided housing loan assistance to them. Today, Umesh is a proud owner of a home and happily shares his home purchase experience with his clients. His advice is clear: “Plan to own your home at an early age”. At 31, he is a proud owner of one.

Ghanshyam Rathore – Indore

Mr. Ghanshyam Rathore from Indore is one of those stories of emerging India which has its roots in humble beginning and culminates into success. Learning the tricks of readymade garment business from young age, he ultimately plunged into entrepreneurship when he was 30. Since past 10 years, he successfully runs his garments shop in Indore. As the “drop by drop makes an ocean” saying goes, he ensured that he saved every year which helped him to buy a plot. However, his dreams hit a roadblock, when he did not have enough to construct a house on the plot. AHFCL stepped in at the right time and assisted him with a home construction loan on own land. This has helped him in making sure that the plot ultimately is used for the purpose for which it was purchased. We are happy that Ghanshyam will not just have four walls for his house but a lasting legacy for his family.