Home Loan Process

Seven Easy Steps to Avail Home Loan at AHFCL

Step

1

Shortlist the property you intend to purchase. Alternatively visit any of the AHFCL offices where our team of experts will help you out in selecting the property from various options available that would suit your budget and requirements

Step

2

Fill the AHFCL home loan application form completely and submit it along with KYC documents, income documents and processing fees at an AHFCL branch. AHFCL home loan counsellor will guide you on the list of KYC and income documents required to be submitted

Step

3

AHFCL credit team will process the application and calculate the eligibility. Post found eligible, AHFCL will issue a sanction letter indicating terms and conditions to the loan

Step

4

Provide acceptance to the loan offer letter. Pay the balance processing fees. Submit the property related documents for legal and technical appraisal. AHFCL home loan counsellor will guide you on the list of property related document to be submitted

Step

5

AHFCL team of empanelled lawyers and appointed valuers will verify the property and documents

Step

6

Post legal and technical clearance, you need to request for loan disbursement. You will be invited to execute the loan agreement

Step

7

AHFCL processes your loan disbursement request and issue the payment either in part or full, depending on the recommendation. All cheques issued by AHFCL will be payable at par through applicant’s / seller’s / builder’s bank account